What Happens When You Choose the Wrong Funeral Plan
Not all funeral policies are created equal. Choosing the wrong one can mean delays, denied claims, or not enough cover—right when your family needs help most.
Common Pitfalls in Cheap or Misleading Plans
🛑 Delayed Payouts
Some providers take weeks to pay, leaving families stuck.
🛑 Too Little Cover
R5,000 won’t cover much. A decent funeral usually costs R20,000 or more.
🛑 Fine Print Exclusions
Look for hidden clauses around accidental death, suicide, or pandemics.
🛑 Missed Payments = Cancelled Policy
One missed premium could mean no payout at all.
How to Choose the Right Funeral Cover
✅ Compare cover amounts vs. actual funeral costs
✅ Choose providers known for fast claims
✅ Look for family cover options
✅ Read the full policy documents
✅ Avoid agents who pressure you to sign quickly
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